About Prosper
Prosper, Texas is rural town located north of Frisco and Dallas, Texas. Prosper is a rapid growing town with houses in the $150,000 to $200,000 price range. The school district of Prosper is the Prosper Independent School District. The estimated annual income of a household in Prosper in 2005 was $64,000 a year. Prosper is slated for high end shopping, townhomes, condo, some homes and restaurants. There are a lot of BIG plans in Prosper
Asking the right questions about home insurance in Prosper and the surrounding areas will save you money and help you better insure your house and property. Homeowners insurance protects you from financial losses caused by storms, fire, theft, and other events. You can buy a dwelling policy that covers only the structure of your house. Let Milestone Home Insurance help you recieve the proper home insurance quote you and your family deserve.
Questions for a qualified agent or broker concerning home insurance if you live in Prosper Texas:
What is involved in the claims process?
After filing a claim you will be contacted by a claims adjuster, usually within 48 hours. The adjuster will collect your information and determine if the claim is covered and if an inspection is necessary.
Will filing a single claim cause my home insurance rates to go up?
A single claim should not have a drastic affect on your premium as long as the loss does not expose some greater risk on your property, indicate a trend in losses or identify serious negligence on the part of the policyholder.
Does my home insurance include coverage for damage resulting from a flood?
No. Flood insurance is sold separately and should be considered by anyone who owns a home. The Federal Emergency Management Agency (FEMA) says 25% of flood claims are filed by homeowners who do not live in a designated flood zone.
T
hese are only a few of the questions you should ask about a home insurance policy
Prosper has new home construction as well as rural home and property owners. There are farms with barns and farm house as equipment that can be covered under a home insurance policy. Prosper residents can choose from a number of insurance carriers that can protect their family interests. Some of the insurance companies that are represented through Milestone Insurance and Investments are:
